Market Update Bond rates are at their lowest point in the last 12 months. 5 year fixed rate funds remain in the 2.85-3.09% range. Variable rates are in the 2.3-2.5% range. To read more, click link... https://u01.spsend.com/speasapage.aspx?X=5P17NHPAII65KNIC00XQWO

Realtors expect Sudbury housing market to bounce back http://www.northernlife.ca/news/localNews/2014/12/12-housing-market-optimism-sudbury.aspx

Market Update Bond rates have inched upwards slightly the past few weeks. There have been no changes in fixed or variable rate mortgages. https://u01.spsend.com/speasapage.aspx?X=5P17NHPAIE00Q0E800Q2WA

Market Update As expected there was no change in the Bank of Canada rate. Bank Prime remains at 3%. https://u01.spsend.com/speasapage.aspx?X=5P17NHPAIDZVZ6PC00QIWA

Be aware of mortgage penalties! Have a mortgage specialist shop your mortgage! TD Bank client 'devastated' by $17,000 mortgage penalty http://www.cbc.ca/news/canada/edmonton/td-bank-client-devastated-by-17-000-mortgage-penalty-1.2790108

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